debt recovery

business & individual 
Debt recovery

Our debt recovery solicitors use the latest technology and focus on providing you with a high-quality and cost-effective service to secure repayment as quickly as possible.

debt recovery Gilson Gray

Our team of specialist lawyers will help you recover debt owed to you

We understand how stressful things can be when you or your business are owed money. Whether you’re a private individual or a large corporation, recovering debts owed to you is extremely important. We use the latest debt recovery technology and focus on providing you with a high-quality and cost-effective service to secure repayment as quickly as possible.

Small local businesses, nationwide companies, debt collection agencies, other solicitors’ firms, private landlords, and letting agents all benefit from our full debt recovery service. In each case, we combine the right team of accredited specialists for your unique situation.

We can raise court proceedings anywhere in Scotland to recover any outstanding debt, can enforce English judgements and we specialise in the recovery of property and rent. Our team of debt recovery lawyers have extensive experience both in the Sheriff Courts and Court of Session and we can deal efficiently and expertly with any defended actions. We can also harness additional support from other specialists in our firm, such as solicitor advocates, to make sure we achieve the best results for you.

This is not a service we offer to consumers in England.

We have experience working in all industries but here are a few examples below:

  • Timber/electrical/plumbing merchants
  • Letting agents
  • Accountants
  • Plant hire
  • English solicitors
  • Debt Collection Agencies
  • Insolvency practitioners
  • Factoring and property management companies
  • Commercial landlords
  • Car finance organisations

Our Process


Client enquires to Gilson Gray about Debt Recovery Query

We will respond via the appropriate form of communication immediately


Appointment is arranged

We will meet with you to talk and consider your paperwork.  We will provide you with options for recovery of the debt, estimated costs and timescales.


We will make contact with the debtor

We will write to the debtor with a formal demand for payment.


Failing settlement or a repayment plan

We lodge court proceedings seeking orders for payment of the debt together with our costs on top of the sums due the client.


We serve these papers on the debtor

We will serve these papers on the debtor and engage with them to try and extract payment from them for you.


If the action is defended

If the action is defended the case is passed to one of our specialist solicitors to bring the case to a successful conclusion.


If the action is not defended

If the action is not defended or if you succeed in the defended action we obtain a Decree/Judgment from the Court.


We advise the client on what can be done

We advise you on what can be done with the decree and we suggest the most efficient and cost effective way forward.


We continue with the recovery process

We then press on with our recovery process utilising our close ties with Sheriff Officers, uplift agents, trace agents and auction houses.


This normally results in a successful result

This normally results in a successful result for you, with the debtor paying the majority if not all of our clients’ legal costs on top of the sums due to them.

Recover debts quickly and easily

Find out how Gilson Gray can help you recover outstanding debts.

Debt recovery lawyers

Our high-quality and cost-effective service helps you secure repayment as quickly as possible.


David Alexander

David Alexander

Partner, Head of Debt Recovery

Scott Runciman

Scott Runciman


What our clients say

  • Gerry Watson
  • Debt Recovery

“In the last year, I have raised several debt recovery actions through David Alexander and his team at Gilson Gray. Each debt was practically written off by my business but David and his team have recovered sums due each time. The debt recovery team really do take the stress out of the process which makes a huge difference to a director-led business where time is precious. I would have no hesitation in recommending Gilson Gray to contacts and have done so now on several occasions.”

  • James Slater
  • Debt Recovery

“I would like to take the opportunity to say a huge thank you to yourself and everybody else involved in our case.  As you can imagine it was a huge stress for us, and certainly took a lot out of us over the last year, but your expertise and advice was very much appreciated.  As a new business, it would have been easy to walk away, but the confidence you gave us to go the distance certainly paid off in the end, and we would be happy to recommend you to anybody.  We will also be using you and the team for all of our legal matters going forward.  If there is ever anything we can do to help you or the team at Gilson Gray, please do not hesitate to contact us.”

  • Neil Russell
  • RGB Group

“I am pleased to provide a reference for Gilson Gray on behalf of RGB Group of companies.  Since engagement we’ve been delighted with the service provided both on the property and construction side. We’ve engaged to you on property deals up to £5Million and construction contracts at £7.5Million and £20 Million as well as some minor debt collection. The proactive, logical and rest driven approach to legal services has been a pleasant surprise. Historically we’ve used some of the larger London practices who simply can’t compete with you in responsiveness, advice and value for money.”

  • John Ingram
  • Debt Recovery

“We have been very happy with the service we received from Gilson Gray and will use your services if and when we need to in the future.”

  • John & Rose
  • Debt Recovery

“We were dealing with Scott Runciman who was successful in getting our neighbour to stop using her apartment (below ours) for Airbnb activities.  Her activities were against our Deed of Conditions.  The action went through the Sheriff Court and Scott kept us fully informed at every stage. Scott was excellent and very professional and we are grateful for him guiding us through every stage of this stressful process.”