
October 2, 2026
The recent news surrounding the estate of former One Direction star Liam Payne serves as a timely reminder of the importance of having a valid Will in place.
While I would not describe myself as a particular fan of Liam Payne’s music, learning that he died without a Will was nevertheless saddening. Beyond the personal tragedy for his family and loved ones, his circumstances highlight the significant legal consequences that can arise when someone dies intestate.
As Liam did not leave a Will, his estate is being administered in accordance with the intestacy rules applicable in England and Wales. Reports indicate that his estate, valued at approximately £21 million, will pass entirely to his nine-year-old son, Bear, as Liam was unmarried at the time of his death.
Whilst funds may be used for Bear’s benefit during his childhood, the remainder of the estate will generally be held in trust until he reaches the age of 18. At that point, he will become entitled to inherit the estate outright.
It will be two years this October since Liam’s unexpected death, and the absence of a Will has undoubtedly added a further layer of complexity during an already difficult time for those closest to him.
Although it is reasonable to assume that Liam would have wanted his son to benefit from his estate, a professionally drafted Will would have allowed him greater control over how and when that inheritance was received. For example, he could have specified that funds be retained in trust until a later age, when his son may be better equipped to manage a substantial inheritance. He could also have included provisions to support other individuals who were important to him during his lifetime.
Importantly, Liam was in a long-term relationship at the time of his death. However, under the intestacy rules, unmarried partners are not automatically entitled to inherit, regardless of the length or nature of the relationship. This often comes as a surprise to many people.
Had Liam put a Will in place, the administration of his estate may have looked very different. His wishes could have been clearly documented, and the distribution of his estate structured in a way that reflected his personal circumstances and long-term intentions.
The case also highlights a wider issue. According to figures from the National Will Register, around 20% of people aged 18–24 have a Will in place, rising to 33% amongst those aged 25–34. Despite this increase, many young adults still believe that making a Will is something to consider later in life, with a significant number unsure of how the process works.
While creating a Will may not seem like a priority for younger individuals, Liam Payne’s circumstances demonstrate that no one can predict what the future holds. A Will is not only for the wealthy or elderly; it is an essential document that provides certainty and peace of mind for those you leave behind.
Having a valid Will ensures that your estate is distributed in accordance with your wishes, allows you to make provision for unmarried partners and other loved ones, appoint trusted executors, and potentially reduce the risk of disputes arising after your death.
Taking the time to put a Will in place today can help protect the people who matter most tomorrow.
| Isobel Chamberlain Associate, Private Client | ||||
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The information and opinions contained in this blog are for information only. They are not intended to constitute advice and should not be relied upon or considered as a replacement for advice. Before acting on any information contained in this blog, please seek solicitor’s advice from Gilson Gray.

Isobel is an Associate in our Private Client team, based in our London office. She specialises in Wills, estate administration, trusts and lasting powers of attorney.